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How to save Minimum or Maximum money on international money transfer ?

Almost most of the people use their saving account to send and receive money internationally. However, very rare numbers of people think of best way to send money to India and maybe other countries.

You must have alternative ways and means while thinking of home loan and car insurance. You may not have used your saving account for the purposes of home loan and car insurance etc. similarly, you should not use your saving and salary account to have international money transfer.

Almost majority of the people handle their monetary affairs by means of their bank account. However, majority people finds alternative resources for maintaining home loan, personal loans and car insurance with various alternatives. If we use alternative ways for other financial affairs, then why should we use our bank account directly to have international money transfer? Probably, we are not aware of the money that we pay for remitting and receiving money in our bank account.

When we think of getting money from overseas, we think to receive money in our personal banking account. However, there is some restriction from the government as for the amount of money you should receive annually. There are different restriction in different countries. Getting money in the saving account can be heavily taxable if you received too much of money every month.

Hence getting money in your spouse’s account could be a good idea to avoid heavy tax. Also you should take into account as to the banking charges and exchange rate. You can have a comparison in the market. Internet could be the best idea to find comparison chart and money exchange rate.

As a rule, the bank sells their currency at a higher rate which cannot surely be beneficial to you.

Sometimes the money even gets deducted up to 7% from your actual amount. For example; if you get money by the help of PayPal, then you need to pay the money to PayPal and also your local bank as per the rule of the Government. Similar rule may be applicable to send money to Sri Lanka and other countries even.

Today, there are huge competition in the market since the third party companies have been mushrooming in the market. Due to competition these companies have now started sending your money at a competitive price.

Therefore, you have to keep in mind few things like checking currency rate that banks sell you. The charges for senders and receivers. All these charges you can find on the internet. Even, you can get such information in the social media sites like Qoura and Yahoo answers. Many people might have similar questions those who have been discussing about the international money transfer.

If you take few things into consideration you can save huge amount of money annually. Sometimes, you also have to be extremely careful about receiving and sending money since there are a lot of fraudulent companies have come to the market. They can steal all of your money instead of sending money. Hence, you should check the background of these fraudulent companies before sending money.

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5 Amazing Saffron Benefits For Skin, Hair, Health

Use these ingredients to massage your skin. It will help in improving blood circulation and helps the fatty acids to get absorbed in the skin easily, leaving you with a beautiful glow.

Ingredients:• Saffron- 3 strands• Almond oil- 1 tbsp.

Method:1. Mix the saffron strands in the oil thoroughly.2. Massage the skin using this mixture in an upward motion.3. Use a wet tissue to wipe off the oil. You can also leave the oil overnight.

The frequency of use: Every alternate night

2) How to make Face Pack Using Saffron (Kesar)
This face pack containing kesar benefits the skin by clearing dull skin, reducing fine lines and dark circles. The sugar in this facemask exfoliates skin and the oil nourishes the skin and keeps it hydrated.

Ingredients:• Saffron- 3 strands• Sugar- a small pinch• Milk- 1 Tsp.• Water- 1Tsp.• Olive/ coconut oil- 3 drops• Bread- 1 slice

Method:1. Soak saffron in water overnight.2. In the morning, add sugar, oil, and milk to this saffron infused water.3. Immerse bread in this mixture and apply this mixture over your face using the bread. (do not worry about the breadcrumbs sticking to your face).4. Leave this pack on your face for 15 minutes after which you can wash it off.

The frequency of use:2- 4 times a week

3) Make Face Pack Using Sun-Flower Seeds & Saffron
This facial pack lightens your skin and makes it rosy. The sunflower seeds are rich in vitamin E and act as emollients as it contains oil.

Ingredients:• Saffron- 3 strands• Sunflower seeds- 4 seeds• Milk- ¼ cup

Method:1. Soak the seeds and saffron the milk (or warm water) overnight.2. In the morning, grind this mixture.3. Apply this paste on your skin and keep it until it dries.4. Rinse the face once dried.

The frequency of use:Twice a week

4) How To Make Face Pack Using Almond & Saffron
This face pack enhances the skin tone. Almonds have natural bleaching properties, and it contains oil which balances the moisture and help to balance the skin.

Ingredients:

Saffron – 10 Strands
Almonds – 4
Water (as per the requirement)
Method:

Soak saffron and the almonds together overnight in water.
In the morning, grind everything together to get a smooth paste.
Apply this face pack and allow it to sit for 15 minutes.
Rinse off with water
The frequency of use: Twice a week

5) Sandalwood & Saffron Face Pack
Saffron retains the moisture and helps the skin to glow naturally.

Ingredients:

Saffron- 3 strands
Sandalwood powder- 1 Tsp
Raw milk- 2 spoon
Method:

Mix all the ingredients (i.e., saffron, sandalwood powder, and raw milk) in a bowl.
Apply this paste on the skin in a circular motion and massage the skin gently.
Leave it for 20 minutes.
Wash your face with cold water.
The frequency of use: Once a week

Read More..
These are some face packs which will do wonders to your skin and help it glow. But it is important to use original kesar to avail the most of these benefits. Make sure that you Buy Kesar Online from a reputable brand that is renowned for offering original saffron.

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Premier Gynecologists in New York City for 2019

Exceptional Gynecological Care in Manhattan
Upper West Side: Dr. Jeffrey Yu
Address: 390 West End Avenue, Ste 1HPhone: (212) 787-0800Noteworthy Attributes:

Online booking available
Accepts most insurance plans
Offers obstetrics services
Renowned for excellent bedside manner
Utilizes state-of-the-art medical equipment
Dr. Yu’s Website
Earned his MD from Albany Medical College in 2007
Ratings: 5.0 stars on ZocDoc, 4.6 stars on Google, 4.5 stars on Yelp
Community Feedback: Patients like Karyn W. praise Dr. Yu for his professionalism, knowledge, and the modernity of his medical office.

Upper East Side: Dr. Shereen Russell
Address: 755 Park AvePhone: (212) 570-2222Noteworthy Attributes:

Online booking available
Accepts most insurance plans
Offers obstetrics services
Known for exceptional bedside manner
Dr. Russell’s Practice
Graduated from Albany Medical College in 2007
Ratings: Highly recommended on Voro, 4.9 stars on Zocdoc
Community Feedback: Courtney R. describes Dr. Russell as empathetic and highly knowledgeable, setting a standard in the field of obstetrics and gynecology.

Midtown West: Dr. Jason Kanos
Address: 780 8th Ave Suite 303Phone: (212) 641-4500Noteworthy Attributes:

Online booking available
Accepts most insurance plans
Offers obstetrics services
Great bedside manner
Dr. Kanos’ Website
University of Florida alumnus, MD, 1993
Ratings: Recommended on Voro, 4.8 Stars on Zocdoc, 4.4 stars on Google
Community Feedback: Erica R. commends Dr. Kanos for his patient care and thorough explanations, making him a preferred OB-GYN.

Midtown East: Dr. Louis A. Mucelli
Address: 415 East 52nd Street, Suite 2Phone: (212) 684-8755Noteworthy Attributes:

Online booking available
Accepts most insurance plans
Offers obstetrics services
Excellent bedside manner
Over 50 years of experience
NYU School of Medicine, MD, 1958
Ratings: 4.9 stars on Zocdoc, 4.5 stars on Google, 5 stars on Yelp
Community Feedback: Ashley R. shares a positive experience, highlighting Dr. Mucelli’s professionalism and the respectful follow-up process post-examination.

Chelsea: Dr. Adrienne Simone
Address: 153 W 27th St #301Phone: (212) 243-3033Noteworthy Attributes:

Online booking available
Accepts most insurance plans
Offers obstetrics services
Excellent listener
Takes time with each patient
Rutgers Robert Wood Johnson Medical School, MD, 1993
Ratings: Highly recommended on Voro, 5 stars on Yelp, 5 Stars on Google
Community Feedback: Susan B. has been a long-time patient of Dr. Simone and values her comprehensive approach to well-being and her warm demeanor.

West Village | Greenwich Village: Dr. Mark Gray
Address: 52 W 8th StPhone: (212)-466-4848Noteworthy Attributes:

Online booking available
Accepts most insurance plans
University of Missouri Medical School, MD
Ratings: 4.8 stars on Zocdoc, 4.9 stars on Mount Sinai’s website, 4.1 stars on Vitals
Community Feedback: An anonymous patient appreciates Dr. Gray’s efficiency and ability to provide a diagnosis that others missed.

Soho: Dr. Paula Brignoni-Blume

Address: 430 West Broadway, Second FloorPhone: (646) 290-9560Noteworthy Attributes:

Online booking available
Accepts most insurance plans
Minimal wait times
Calming demeanor
Maiden Lane Medical’s Website
St. George’s University School of Medicine, MD
Ratings: 4.9 stars on Zocdoc, 4.8 stars on Google, 5 stars on Healthgrades
Community Feedback: Kimberly M. highlights Dr. Brignoni-Blume’s genuine care and attentiveness during appointments.

East Village: Dr. Ruchi Agarwal
Address: 303 2nd Ave #9Phone: (212) 777-4300Noteworthy Attributes:

Online booking available
Accepts most insurance plans
Well Care Obstetrics & Gynecology Website
Saronjini Naidu Medical College, MD, 1998
Ratings: Recommended on Voro, 4.8 stars on Zocdoc, 4.6 stars on Vitals
Community Feedback: Patients express relief and trust in Dr. Agarwal’s compassionate approach to care.

Lower East Side: Dr. Meredith Halpern
Address: 139 Centre StPhone: (212) 775-8585Noteworthy Attributes:

Online booking available
Accepts most insurance plans
Offers obstetrics services
Great bedside manner
Personalized care approach
Drexel University, MD
Ratings: Recommended on Voro, 4.8 stars on Zocdoc, 3 stars on Yelp
Community Feedback: Susan L. has been with Dr. Halpern for over two decades, valuing her consistent and comprehensive care through various life stages.

Tribeca: Dr. Edward Jew
Address: 233 Broadway #2750Phone: (646) 962-5662Noteworthy Attributes:

Online booking available
Accepts most insurance plans
Offers obstetrics services
Great bedside manner
Cornell University Medical College, MD
Ratings: Recommended on Voro, 4.9 stars on Zocdoc, 5 stars on Google
Community Feedback: Mitchelle J. appreciates the cleanliness of the facility, the staff’s bedside manner, and Dr. Jew’s thoroughness.

Financial District: Dr. Janette Davison
Address: 90 Maiden LnPhone: (646) 290-9560Noteworthy Attributes:

Online booking available
Accepts most insurance plans
Offers obstetrics services
Great bedside manner
Columbia University College of Physicians and Surgeons, MD, 2009
Ratings: Recommended on Voro, 4.9 stars on Zocdoc, 5 stars on Vitals
Community Feedback: Sheba M. praises Dr. Davison for her exceptional bedside manner and the comprehensive care she provides.

The Importance of Choosing the Right Gynecologist
Selecting a gynecologist is a deeply personal decision. It’s essential to find a healthcare provider who not only has the necessary qualifications and experience but also one with whom you feel comfortable discussing intimate health issues. The rapport between a patient and their gynecologist can significantly impact the quality of care and the patient’s overall health outcomes.

When searching for a gynecologist, consider factors such as the doctor’s approach to patient care, their communication style, and the range of services they offer. It’s also important to ensure that the gynecologist’s office is conveniently located and that they accept your insurance to avoid any financial surprises.

Conclusion
The gynecologists listed above represent some of the best in New York City for 2019, each bringing their unique blend of expertise, patient care, and professional accolades. Whether you’re new to Manhattan or simply seeking a new provider, these gynecologists have been highly rated by their patients and peers, making them excellent choices for your reproductive health needs.

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